Financial Advice

Direction for Bedfordshire can introduce you to a collection of funders in your area who can help with individual financial advice and support, whether it be money for buying equipment or household goods, debt recovery or training and clothing you may need for job interviews

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Advice Central

Advice Central

0300 303 6666

People living in Central Bedfordshire now have a single source of information on a vast range of topics including: benefits, debt, disabilities, education, health, housing, immigration, employment, legal and more.

Areas of Operation:
Central Beds

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Bedford Borough Council

Bedford Borough Council

The advice and benefits pages provide useful information and help on many of the issues such as Housing Benefit, Council Tax, Benefit Grants and alternatives to Payday Loans.

Areas of Operation:
Bedford

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Bedford Credit Union

Bedford Credit Union

01234 346 352
generalmanager@bcumail.org.uk

Bedford Credit Union provides a range of simple, straightforward loans and savings. They support the local community. No arrangement fees or hidden charges. No penalty for early repayment. Affordable interest rates. You only pay interest on what you owe calculated on a daily basis

Areas of Operation:
Bedford

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Bedford Foodbank

Bedford Foodbank

01234 268569
info@bedford.foodbank.org.uk

Bedford Foodbank’s volunteers work with referral partners to provide a minimum of three days emergency food and support to people experiencing crisis in our community.

Areas of Operation:
Bedford

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Citizens Advice Bureau Bedford

Citizens Advice Bureau Bedford

01234 867944
Admin@bedfordcab.org.uk

​Citizens Advice Bedford (CAB) is an independent charitable organisation that helps people resolve their problems by providing information and advice. The service is open to anyone: it is free, independent, confidential and impartial. CAB exists to help those who live or work in the Borough of Bedford.

Areas of Operation:
Bedford

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Christians Against Poverty

Christians Against Poverty

01274 760720
info@capuk.org

We are passionate about releasing people from a life sentence of poverty, debt, unemployment and addiction. Working with the Church we bring good news, hope and freedom to people in the UK.

Areas of Operation:
National

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Dunstable Foodbank

Dunstable Foodbank

07874 200056
info@dunstablefoodbank.org.uk

Dunstable Foodbank’s volunteers work with referral partners to provide a minimum of three days emergency food and support to people experiencing crisis in our community.

Areas of Operation:
Central Beds

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Job Centre Plus

Job Centre Plus

0845 604 3719

Your local job centre can administer claims Jobseeker's Allowance, Incapacity Benefit, Employment and Support Allowance and Income Support. Claims can be made on the website

Areas of Operation:
Bedford, Central Beds, Luton

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Luton Borough Council

Luton Borough Council

The advice and benefits pages provide useful information and help on many of the issues including various Benefits entitlements, Council Tax Reduction, Universal Credit and Local Welfare Assistance.

Areas of Operation:
Luton

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Luton Foodbank

Luton Foodbank

01582 725838
info@lutonfoodbank.org.uk

Non-perishable food is donated at collection points across the town. People needing food are given a voucher by front-line professional agencies.

Areas of Operation:
Luton

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Luton Irish Forum

Luton Irish Forum

01582 720447
info@lutonirishforum.org

Objectives of the Luton Irish Forum are to relieve persons in need, poverty or distress, particularly, but not exclusively of Irish descent, through the provision of advice and information concerning health and benefits as well as other support.

Areas of Operation:
Luton

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Money Advice Service

Money Advice Service

0800 138 7777
enquiries@moneyadviceservice.org.uk

Free and impartial money advice, set up by government. Advice and guides to help improve your finances. Tools and calculators to help keep track and plan ahead. Support over the phone and online

Areas of Operation:
Bedford, Central Beds, Luton

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Money Matters Luton

Money Matters Luton

01582 666877
office@mmcu.co.uk

MoneyMatters is a well established mutual society in Luton operating from 03rd November 1995. Locally delivered and ethically focused, we offer excellent value loans and savings.

Areas of Operation:
Luton

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National Debtline

National Debtline

0808 808 4000

Giving free, impartial and confidential debt advice for over 25 years. We are an independent charity, dedicated to providing free debt advice by phone and online to people across the UK.

Areas of Operation:
National

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One Housing

01234 215040
agarner@onehousinggroup.co.uk

One Housing exists to help people to live better. We do this by creating homes for people who struggle to afford a place to live. We provide care and support to thousands of people in the community and we help people to get work and stand on their own two feet. We fund all of this by building and selling homes on the open market

Areas of Operation:
Bedford

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One Stop Advice Centre

One Stop Advice Centre

01582 967 473
info@onestopadvicecentre.org.uk

One Stop Advice Centre (OSAC) provides comprehensive advice and support in areas (representation in some areas) of welfare benefits, debt, housing and immigration.

Areas of Operation:
Luton

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Pay Plan

Pay Plan

0800 280 2816

At PayPlan we understand the impact that debt can have on you, your family and your life. We believe that you can, and should, live a happy life whilst repaying your debt. Every year, we offer guidance on a wide range of practical debt solutions to more than 80,000 people.

Areas of Operation:
National

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Salvation Army

Salvation Army

01582 450038
luton@salvationarmy.org.uk

The Salvation Army works with Community Money Advice (CMA) to provide debt advice services including producing statements of client's income, providing budgeting advice, writing to creditors on the client's behalf and providing pastoral and practical support

Areas of Operation:
Central Beds, Luton

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St Andrew’s Church

St Andrew’s Church

07599 618602
advice@standrewsbedford.org

​We hold confidential debt advice sessions on a Thursday morning at St Andrew’s Church Centre in Kimbolton Road, Bedford MK40 2PF and at other times by arrangement. Our trained debt advisers will not judge you; they will listen to you and offer you solutions.

Areas of Operation:
Bedford

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Step Change

Step Change

0800 138 1111

Our expert advice helps you deal with your debts and get the support you need. You can get advice online or over the phone, and we'll recommend a range of practical debt solutions based on your situation.

Areas of Operation:
National

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Stepping Stones

Stepping Stones

01582 457114
hello@steppingstonesluton.org.uk

Stepping Stones (Luton) is a charity dedicated to supporting women to transform the stumbling blocks of their lives into stepping stones; creating happier, healthier lives for women, their children and families. We provide a safe, welcoming, non-judgemental environment for women living in Luton and Central Bedfordshire, who have suffered abuse, who are vulnerable due to substance misuse, offending, mental health conditions and/or are involved with Local Authority Children’s Social Care.

Areas of Operation:
Central Beds, Luton

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Turn2us

Turn2us

​Turn2us is a national charity that helps people in financial hardship gain access to welfare benefits, charitable grants and support services.

Areas of Operation:
Bedford, Central Beds, Luton

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